Tempo: The Blockchain Designed for Payments --- Overview Purpose-built, Layer 1 blockchain focused on payments. Incubated by Stripe & Paradigm. Developed with input from major fintech and Fortune 500 companies. Supports all major stablecoins for high-throughput, low-cost global transactions. --- Why Build a New Blockchain? Current blockchains are general-purpose or trading-focused and not optimized for payment use cases. Tempo enables instant, borderless, programmable stablecoin transactions. Designed specifically for modern payment processing to improve speed, efficiency, and reliability. --- Optimized for Real-World Flows Initiated by Stripe and Paradigm. Designed with collaboration from companies such as Anthropic, Coupang, Deutsche Bank, DoorDash, Lead Bank, Mercury, Nubank, OpenAI, Revolut, Shopify, Standard Chartered, Visa, and others. Open to partnerships with companies managing large-scale economic flows. --- Key Features Transforming Business Payments Purpose-built payments capabilities Embedded payment features like memo fields and batch transfers. Exceptional speed and reliability Processes 100,000+ transactions per second (TPS) with sub-second finality. Predictable, low fees Near-zero transaction fees, payable in any stablecoin. Built-in privacy measures Protects transaction details while maintaining compliance. --- Use Cases for Any Payment Scenario Remittances: Instant, secure, and low-cost cross-border money transfer. Global payouts: Pay anyone worldwide in any currency without banking delays or fees. Embedded finance: Programmable, compliant payments in any stablecoin integrated into products. Microtransactions: Sub-cent payments for digital goods and services. Agentic commerce: Low-cost instant payments for autonomous agent transactions. Tokenized deposits: Onchain customer funds movement for instant settlement and interbank transfers. --- Technical Features Fee flexibility: Pay transaction fees in any stablecoin. Dedicated payments lane: Isolated blockspace for cheap and reliable fund transfers. Stablecoin interoperability: Native, low-fee swaps including custom stablecoins. Batch transfers: Multiple onchain transactions sent at once with native account abstraction. Blocklists / allowlists: Compliance through user-level transaction permissions. Memo fields: Add offchain transaction context compatible with ISO 20022 standards for reconciliation. Developer documentation is forthcoming. --- Frequently Asked Questions How is Tempo different? Tempo is an EVM-compatible Layer 1 chain designed specifically for payment use cases with predictable low fees, stablecoin neutrality, built-in stablecoin swapping, high throughput, low latency, privacy features, compliance hooks, and payment memos. Who can build on Tempo? Tempo is neutral and permissionless for all developers. Private testnet access is available for select partners working on cross-border payouts, B2B payments, remittances, ecommerce, and more. When will Tempo launch? Priority access to the testnet is available now for select partners. Who runs validator nodes? Initially a diverse group of independent entities, including design partners, with plans to transition to a permissionless model. --- Get Involved Request access to Tempo: partners@tempo.xyz Partner with Tempo to shape payment infrastructure. Careers: Opportunities available at Tempo here. --- Tempo aims to revolutionize how businesses move money by providing fast, reliable, scalable, and compliant blockchain infrastructure tailored for real-world payment applications.